THOUSANDS OF CLIENTS HELPED
South Carolina's Top-Rated Bankruptcy Lawyer
Attorney & Owner, Tracy Bomar-Howze As seen on:
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- Eliminate many of your debts
- Stop Foreclosure
- Prevent Possession of your car
- Structured repayment plans
- Protection of certain assets
Types of Cases
Bankruptcy can help eliminate many of your debts, stop foreclosure, and prevent repossession of your car, just to name a few things. However, it is important to understand that bankruptcy cannot fix every problem, and it may not be right for you. At The Howze Law Firm LLC, we will talk you through your options. If bankruptcy is not a good solution, we will let you know.
Chapter 7
One of the most popular types of bankruptcy is Chapter 7, which can offer immediate and permanent relief from debt collectors when you use it to discharge your debts. If you qualify, you can get the fresh financial start you’re hoping for. Our bankruptcy attorneys are eager to achieve your desired outcome, so call our Rock Hill law firm to begin your case.
Chapter 13
If you’re tired of getting threatening letters and phone calls from creditors because you’re late on payments, you might get relief by filing for Chapter 13 bankruptcy. This type of bankruptcy allows you to get caught up on your bills so you don’t lose assets due to late payments. For instance, if you’re facing foreclosure, filing for bankruptcy could give you time to catch up on payments before you lose your home.
Reposessions
Having your own vehicle ensures you can get to and from work and around Rock Hill and the surrounding South Carolina area as needed without worrying about keeping track of public transportation schedules or paying for a ride-share service. But in today’s economic times, it’s easy to get behind on your payments, and many people have to prioritize other bills. If you’re behind on your payments per your loan agreement, it can put you at risk of having your car repossessed. Understanding South Carolina’s law around repossession can help you avoid a repossessed car or lessen the negative impact if a repossession is inevitable.
Wage Garnishment
If you’re already falling behind on bills and debts, getting a notice that your wages are going to be garnished may feel like some of the worst news you could get. Wage garnishments reduce your income, leaving you with even less money in an already tight situation. South Carolina has specific laws and rules for who can garnish your wages and when, and an attorney may be able to help you reduce or eliminate the garnishment altogether.
We’re Available 24/7
Count on us to be there, in-person or by phone anytime of the day. We’ll come to you wherever you are in South Carolina.
How It Works
The Path with The Howze Law Firm
From the moment you contact us, we make it our mission to simplify the legal
process and secure the best possible outcome for your bankruptcy case.
Free Consultation
- We begin with a no-obligation evaluation to review the specifics of your case.
- Our legal team will evaluate the details of your situation, and other essential factors.
- We give you a clear understanding of what to expect moving forward.
Building a Strong Case
- Once we take on your case, our team dives deep into gathering all necessary information.
- This includes examining your expenses, debts, and assets.
- We handle every aspect of the investigation so you can focus on your life.
Negotiation or Litigation
- We ensuring compliance with all court requirements to prevent dismissal Advising on post-bankruptcy behaviors to avoid future financial problems
- Our attorneys act as a buffer between clients and aggressive creditors
- We prioritize your concerns every step of the way
Voted One of The Best Trial Attorneys In Rock Hill, South Carolina
Life-Changing Results for Our Clients
Hear how The Howze Law Firm has helped it’s clients recover millions, securing relief and support when it mattered most.
Why The Howze Law Firm?
Experience, Compassion, and Results — The Power Behind Your Case
At The Howze Law Firm, we don’t just handle cases; we fight for your future. Our legal team of professionals is dedicated to getting you the justice and compensation you deserve.
Premier Legal Representation
It can be a relief to know that there is a place you can turn to for debt relief with the aid of a seasoned South Carolina bankruptcy lawyer. A bankruptcy lawyer at The Howze Law Firm LLC will put you at ease and steer you through the process based on your specific needs to help you overcome this challenging time.
Compassionate Client Support
It is a huge advantage to have an experienced bankruptcy attorney at your side to fight for your best interest. Call us today for a consultation.
Multilingual Legal Experience
Communication is key in any legal matter. We make sure there are no barriers between you and the help you need. No matter your language, we’ll ensure you understand every step of the legal process and have full confidence in your case.
Decades of Legal Work
Tracy has worked as an attorney for decades and has practiced in various legal areas. Tracy is licensed to practice law in Michigan, South Carolina, US District Court, and the US Bankruptcy Court in the District of South Carolina. Here at The Howze Law Firm, we believe that each client is important.
Available Anytime, Anywhere
Your needs don’t follow a 9-to-5 schedule, and neither do we. We’re available 24/7, 365 days a year to assist you with your case. Whether you prefer in-person meetings or need to connect over the phone, we’ll be there.
Proven Track Record of Success
Over the years, we’ve won thousands of cases, securing millions in settlements for our clients. We fight aggressively for our clients, ensuring they receive the relief they need to move forward in life.
Bankruptcy Lawyers You Can Count On.
Our lawyers have 30+ years of experience and thousands of resolved cases.
Bankruptcy Attorney Serving
Rock Hill, York County, Lancaster County, Chester County, Fairfield County, Chesterfield County, Gaffney County, Union County, Spartanburg County
You may have heard that bankruptcy is what you do when you have no other options. Bankruptcy is another option, not a last resort. Often individuals wait too long, and legal rights are lost because they have waited too long to speak to someone. Sometimes it may be in a debtor’s best interest to wait before filing for bankruptcy. Call us to discuss your options. No Judgment.
Bankruptcy 7
One of the most popular types of bankruptcy is Chapter 7, which can offer immediate and permanent relief from debt collectors when you use it to discharge your debts. If you qualify, you can get the fresh financial start you’re hoping for. Our bankruptcy attorneys are eager to achieve your desired outcome, so call our Rock Hill law firm to begin your case.
Bankruptcy 13
If you’re tired of getting threatening letters and phone calls from creditors because you’re late on payments, you might get relief by filing for Chapter 13 bankruptcy. This type of bankruptcy allows you to get caught up on your bills so you don’t lose assets due to late payments. For instance, if you’re facing foreclosure, filing for bankruptcy could give you time to catch up on payments before you lose your home.
Wage Garnishment
If you’re behind on child support or have unpaid taxes or student loans, you need a wage garnishment attorney. The team at The Howze Law Firm, LLC, is here to help you understand how garnishment works and what your options are for stopping it. Call our office to schedule an appointment today.
Repossession
If you’re facing repossession, you need help from a bankruptcy attorney right away. You may be able to avoid a repossession in some cases if you can take action quickly. Call The Howze Law Firm, LLC, to schedule an appointment to discuss your financial situation and how we may be able to help you keep your assets.
Get the support you deserve now!
Don't wait — every moment counts in building your case.
We’re on a mission
The Howze Law Firm Promise to our Clients
We value every single one of our clients which is why we are among the top-rated bankruptcy lawyers in South Carolina.
We promise all of our clients to give them 100% of our attention to ensure that their fast recovery and all of their needs are met. As your bankruptcy lawyers, we have the responsibility to get you the relief you deserve.
Our promise to you is that we will use all of our resources to get you the results you want.
If you’re suffering with financial distress, don’t hesitate to reach out to us. Our compassionate team of accident lawyers is ready to provide the legal guidance and support you need.
Attorney, CEO